Analyzing the Balance Sheet

This webinar teaches understanding balance sheets, order, key ratios, analysis process, background, rulemaking elements, calculating leverage ratios, and determining customer's ability to pay for sound credit decisions.
Id: 7059
Recorded
Session
$159.00
Single Attendee
$359.00
Group Attendees

Overview:

We will be breaking down the balance sheet by each section, understanding short term versus long term assets and liabilities, understanding how depreciation impacts the balance sheet. We will discuss how the information on a balance sheet can help you in determining the credit worthiness of a company which will give you enough information to decide if you want to: give them a loan, give them open account or maybe if you’re looking to invest in the company or possible consider buying them. 

Why you should Attend:

The balance sheet is one of the three major statements needed in determining the financial strength of an organization along with the income statement and statement of cash flows. In attending this webinar, you will learn how to read a balance sheet, understand the importance of the order a balance sheet is set up in as well as all the ratios and key components that can be derived from it. 

We will discuss how to set up an analysis process, where to find the information you need and learn the back ground and rulemaking elements that support this process.

Once you understand the makeup of the balance sheet you will learn what ratios you can pull from it and how those can help you in determining a company’s working capital, current ratio, quick ratio and others. 

By the end of the webinar, you will be able to calculate leverage ratios, determine a customer’s ability to pay by calculating their DSO and DPO. These ratios and calculations will assist you in making sound credit decisions.

Areas Covered in the Session:

  • Who makes the accounting rules
  • Who enforces the accounting rules
  • Where do you go to find information on a company
  • Break down current assets from long term assets
  • Break down current liabilities from long term liabilities
  • Break down what impacts the owner equity section 
  • Look at the ratios that can be derived from all the sections
  • Analyze a balance sheet
  • How to make a credit decision based on the information you have derived

Who Will Benefit:

  • Credit Managers
  • Credit Analysts
  • Bankers
  • Small Business Owners

Speaker Profile

Ronald Sereika has over thirty years in credit management in the clothing, door and window manufacturing, wine, medical device industry and now direct mailing. He holds a BS in Accounting and has received his certification in credit and finance from the Amos Tuck business school at Dartmouth University. Ron has been in instructor for NACM for 21 years teaching both the CAP and ACAP classes helping over 150 credit people prepare for their credit designations. Ron is currently the Director of Credit and payment solutions at Mspark Inc.

Ron has been honored with the following awards for his efforts in giving back to the credit community; NACM National instructor of the year 2010, Credit Executive of Upstate NY in 2011 and the NACM CCE award of Excellence in 2013.

He has a passion for his profession and is continually looking to share his knowledge so others can grow theirs.